Medicare Solutions
Motiv Wealth provides expert guidance and comprehensive Medicare coverage options to help seniors make informed healthcare decisions.
Medicare Coverage Options
All-in-One Medicare Coverage
What’s Included:
Hospital coverage (Part A)
Medical coverage (Part B)
Prescription drug coverage (Part D) (most plans)
Additional benefits (dental, vision, hearing, etc.)
Why People Choose It:
$0 or low monthly premiums
One simple card for all services
Built-in maximum out-of-pocket protection
Extra benefits not covered by Original Medicare
⭐ Special Needs Plans (SNPs)
Designed for individuals who need more specialized care:
Chronic Condition SNP (C-SNP): For conditions like diabetes, heart disease, COPD, etc.
Dual Eligible SNP (D-SNP): For individuals with both Medicare & Medicaid
➡️ Enhanced benefits, coordinated care, and lower out-of-pocket costs
Fills the Gaps in Original Medicare
Key Features:
Standardized plans (same benefits across carriers)
Guaranteed renewable for life
No network restrictions
Nationwide coverage
Why People Choose It:
Predictable out-of-pocket costs
Freedom to see any doctor that accepts Medicare
No referrals required
Great for travelers / snowbirds
Standalone Drug Coverage
What’s Included:
Comprehensive prescription coverage
Access to pharmacy networks
Mail-order options
Protection in coverage phases (“donut hole” improvements)
Why People Choose It:
Lower prescription costs
Convenient access to medications
Multiple plan options based on drug needs
Helps avoid late enrollment penalties
Understanding Medicare Coverage Options
Understanding the differences between Original Medicare (Parts A & B) and Medicare Advantage (MAPD) is key to choosing the right coverage for your healthcare needs and financial situation.
Original Medicare | Medicare Advantage | Medigap (Supplement)
Parts A & B cover hospital and medical services Part C combines coverage in one comprehensive plan Covers out of pocket expenses no paid by Original Medicare.
Contact Us
Interested in learning more about your retirement planning options?
Schedule a complimentary consultation with a licensed insurance professional to review strategies related to Medicare, retirement income, and protection planning.
Complete the form or contact us directly by phone or text to schedule a consultation.
Motiv Wealth and its representatives are licensed insurance producers. We do not provide legal, tax, or fiduciary investment advice.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.